No MoT - Insurance stance

[Rob Gaskin]

Following a discussion at the Gold Cup I've had this back from Classicline:

Good Afternoon,

I can confirm there is no implications on your insurance, you still need to keep the vehicle in a roadworthy condition and can voluntarily have an MoT test.

We recommend continued regular maintenance and checks of the vehicle.

Kind Regards
Charlotte Hawes

 

[Jay.]

I wonder what would happen if you had a crash and it was found to be caused due to a "major" issue with the car that would have been picked up - Would they still cover you? I guess that's somewhere in the small print of the T&C's you agree to

 

[Woody928]

People like to over read into this subject, cars pre 1960 haven't required MOT's for years now and I cannot claim to have ever heard of any insurance issues.

If insurance companies made it a requirement then they would have a duty to clearly notify you as the policy holder given that it is no longer a requirement from the national governing body.

Obviously still sensible to have another pair of eyes take a look over the car every once in a while though...

 

[Alphabettispaghetti]

even if you have an MOT and have an accident, which is deemed to be because the car's not at roadworthy standards, you'll be liable.

An mot is as good as the ink is wet still.